Fraud Protection

Equifax Breach – What You Need To Know

September 11, 2017 – Cumberland County FCU wants to help our members navigate the Equifax breach. Though this breach was not related in any way to CCFCU, our commitment is to help our members protect personal information and privacy. We’ve compiled a summary for our members, as well as links and resources to help our members learn more, and take action to protect their identity and information.

Equifax: Next Steps

Like many Americans, you may be concerned that your private information was exposed in the recent Equifax breach. We understand and want to help our members by providing information and resources. We encourage all of our members to visit the Equifax site to discover if their private information may have been compromised and to take advantage of the free credit monitoring service Equifax is providing to all consumers.

  1. Find Out If You Were Impacted

    Visit equifaxsecurity2017.com and click on the Check Potential Impact Tab. Enter your last name and the last six digits of your Social Security number.

  1. Enroll In Credit Monitoring

    Equifax is providing one year of free monitoring protection through TrustedID for all consumers, even those not affected by the breach. After checking your potential impact, you will be given an enrollment date to return and sign up for the free service. TrustedID allows you to monitor your credit. It also provides identity-theft insurance and internet scanning of your social security number.Equifax has also set up a dedicated call center at 866.447.7559 where you can speak to someone regarding any questions you may have about the breach.

We understand the importance of your personal information and want to make sure you know CCFCU is committed to keeping that information safe and secure. If you have additional questions for us, please call us.

Additional Resources


CCFCU Phone Number Used In Scam

August 16, 2017 – Cumberland County FCU has recently been made aware that its telephone number is potentially being used as part of a telephone spoofing scam targeting individuals throughout the country. These scammers represent themselves as Cumberland County FCU employees and can alter the appearance of the caller ID to make it seem as if the call is coming from Cumberland County FCU. The perpetrator may use various tactics to obtain or verify the victim’s personal information, which can then be used to steal money from an individual’s bank account or for other fraudulent activity.

If you receive this call or any call, text, or email that requests any personal or financial information, immediately disconnect. Do not give out any personal information via phone, text, or email. Cumberland County FCU and other financial institutions will not ask for this information in this manner. We recommend that you report any suspicious solicitations and activity to your financial institution and local authorities.


Federal Trade Commission: SCAM ALERTS – What to know and do about scams in the news

Crooks use clever schemes to defraud millions of people every year. They often combine sophisticated technology with age-old tricks to get people to send money or give out personal information. They add new twists to old schemes and pressure people to make important decisions on the spot. One thing that never changes: they follow the headlines — and the money.

Stay a step ahead with the latest info and practical tips from the nation’s consumer protection agency. Browse FTC scam alerts by topic or by most recent. https://www.consumer.ftc.gov/scam-alerts, July 19, 2017

Learn About Recent Scam Alerts at ftc.gov


In recent years, thousands of people have lost millions of dollars and their personal information to tax scams and fake IRS communication. Scammers use the regular mail, telephone, fax or email to set up their victims. This page looks at the different scams affecting individuals, businesses, and tax professionals and what do if you spot a tax scam. https://www.irs.gov/uac/tax-scams-consumer-alerts, July 19, 2017

Learn About Tax Scams at IRS.gov


CU*Secure – Are You Safe?

Every day, hundreds of people are after your information. In August 2005, nearly 14,000 phishing attempts were reported, and that doesn’t even count the unreported ones. Identity theft as a whole has claimed 27 million victims in five years, with over $5 billion in out of pocket expenses for consumers.

Fortunately, you can protect yourself. What’s even better, it’s not rocket science.

CU*Secure is here to provide you with basic information about that very topic: what to do to guard against phishing, and what to do if you’ve fallen victim.

The CU*Secure contributors work in the credit union industry every day, dealing with phishing and account fraud all the time. We know this stuff, and it’s the information we use ourselves.

Learn About Identity Theft at CU*Secure.org