Text Banking

Let Your Fingers Do The Banking

Receive account information in a convenient way by texting us at IM247! Through this option, CCFCU can keep you informed with real-time alerts about your account.

With Text Banking You Can:

  • Send a text message command to receive text message replies regarding the balance of your savings, checking, certificates, and loans.
  • Enroll in e-Alerts and receive notices regarding account balances, electronic deposits, withdrawals, or when a payment is due.

Enroll Today!

You can enroll in Text Banking by clicking on the “Go Mobile” button on the It’s Me 247 toolbar. Then select Text Banking Home to access the enrollment screens. After enrollment, text commands to IM247 (46247).

One-Way Text Alerts

You can set up one-way Text alerts via the e-Alert Subscriptions page, and create alerts similar to your standard e-Alerts:

  • Account Balance
  • Notification of an ACH Deposit or Withdrawal
  • Notification that a Loan Payment is due
  • E-Notice notification

Text Banking Commands

The following are Text Banking command examples and their responses. You can also access a list of these commands via a link in online banking during the Text Banking enrollment process. These commands can be sent to IM247 (46247).

BAL Balance for all accounts
BAL {nick} Balance for up to three savings or checking accounts, where {nick} is a custom 1-6 character nickname assigned within It’s Me 247
BAL {#} Balance for a specific account, where {#} is the 3-digit account suffix BAL {nick} {#} Balance for a specific membership and account combination
STOP Turns off all text banking
STOP {nick}                   Turns off text banking for a specific account
HELP The customer service number

(Be sure to leave a space between commands)

How Much Will This Cost?

Text Banking is free for members enrolled in eStatements. For those members not enrolled in eStatements, the first 50 texts per month will be free.  Over 50 texts per month will be 4 cents each.

For each message you send and receive you will be charged as described in the chart below. These fees will be taken out of the account selected when enrolling in Text Banking.

Description Message #    From Message #       To    Fee Amount     (each)
51 – 999999 Text Messages 51 999,999    $0.04                

In addition to any fees your credit union may charge, your mobile phone carrier may charge you standard text messaging fees.

Please check with your mobile phone carrier if you aren’t sure what fees apply when you send and receive text messages.