Certificate and Savings Rates

CCFCU prides itself on having some of the most competitive rates around.

*APY = Annual Percentage Yield. Minimum balance requirement is $1000. All rates are subject to change without notice.
Early withdrawal penalties may apply. 
If you have any questions, please call CCFCU at 207.878.3441.

The rates and yields appearing in this Rate Schedule are accurate and effective for accounts as of June 3, 2024

Regular Share Certificate Account Rates**

Deposit Amount$ 1 000.00 to $49 999 99$50 000.00 to $149 999.99$150 000.00 or more
TermRateAPY*RateAPY*RateAPY*
6 Month4.30%4.39%4.40%4.49%4.50%4.59%
9 Month4.40%4.49%4.50%4.59%4.60%4.70%
12 Month4.60%4.70%4.70%4.80%4.80%4.91%
24 Month3.45%3.51%3.55%3.61%3.65%3.71%
36 Month 3.25%3.30%3.35%3.40%3.45%3.51%
48 Month3.35%3.40%3.45%3.51%3.55%3.61%
60 Month3.40%3.45%3.50%3.56%3.60%3.66%

IRA Share Certificate Account Rates**

Deposit Amount$ 1 000.00 to $49 999 99$50 000.00 to $149 999.99$150 000.00 or more
TermRateAPY*RateAPY*RateAPY*
12 Month4.60%4.70%4.70%4.80%4.80%4.91%
24 Month3.45%3.51%3.55%3.61%3.65%3.71%
36 Month3.25%3.30%3.35%3.40%3.45%3.51%
48 Month3.35%3.40%3.45%3.51%3.55%3.61%
60 Month3.40%3.45%3.50%3.56%3.60%3.66%

Saving Account Rates**

Average Daily Balance RateAPY*
$50.00 to $24 999.990.15%0.15%
$25 000.00 to $49 999.990.20%0.20%
$50 000.00 to $99 999.990.25%0.25%
$100 000.00 to $249 999.990.30%0.30%
$250 000.00 or more0.35%0.35%

Money Market Savings Rates**

Average Daily Balance RateAPY*
$2 500.00 to $24 999.991.60%1.61%
$25 000.00 to $49 999.991.90%1.92%
$50 000.00 to $99 999.992.20%2.22%
$100 000.00 to $249 999.992.70%2.73%
$250 000.00 or more3.30%3.35%

IRA & HSA Savings Account Rates**

Average Daily Balance RateAPY*
$0.00 to $24 999.990.95%0.95%
$25 000.00 to $49 999.991.05%1.06%
$50 000.00 to $99 999.991.15%1.16%
$100 000.00 to $249 999.991.45%1.46%
$250 000.00 or more1.65%1.66%

Money Market Checking Rates**

Average Daily Balance RateAPY*
$4 000.00 to $9 999.990.20%0.20%
$10 000.00 or more0.25%0.25%

Non-Profit Checking Rates**

Minimum Dividend Balance is $20.00RateAPY*
Not Tiered0.20%0.20%

Club Account Rates**

Minimum Dividend Balance is $5.00RateAPY*
Not Tiered0.10%0.10%

*APY = Annual Percentage Yield. Minimum balance requirement is $1000. A minimum daily balance of $1000 is required to earn the annual percentage yield. Once a certificate is opened, the rate remains fixed through maturity. Early withdrawal will reduce earnings.

**Early withdrawal penalties may apply. All rates are subject to change without notice.

If you have any questions, please call CCFCU at 207.878.3441.