Refer It Forward Campaign – Referral Terms & Conditions
The Refer It Forward Campaign rewards both the referring member (Referrer) and the referred individual (Referred Person) with a $100 deposit bonus—and there’s no limit to how many friends you can refer!
Please note: Referral limits apply for CCFCU employees and their families. See below for details.
How to Refer
Referrals can be made by online form (red button), by phone 207-878-3441 Option #2, or in person at any full-service Cumberland County Federal Credit Union (CCFCU) branch.
Referring Member Bonus
The Referring Member will receive a $100 deposit bonus for each eligible referral. The bonus will be deposited into the Referring Member’s CCFCU savings account within two (2) business days after the Referred Person opens both a savings account and a checking account with a debit card.
To qualify, the Referrer must:
Have an active membership in good standing
Not have any CCFCU loans more than 30 days delinquent
Note: Existing CCFCU members are not eligible to be referred as part of this campaign.
Referred Person Bonus
The Referred Person will receive a $100 deposit bonus once the following requirements are met:
Open a new CCFCU membership, including both a savings and checking account with a debit card
Complete one or more direct deposits totaling $500 or more within 30 days of account opening
The $100 bonus will be deposited into the Referred Person’s savings account after the deposit requirement is fulfilled.
For accounts opened in May, the bonus will be deposited by July 15, 2025
For accounts opened in June, the bonus will be deposited by August 15, 2025
A minimum opening deposit of $5 is required. This offer is valid for new members only and may not be combined with any other promotional offers.
Additional Terms
Members are responsible for any applicable taxes
Participants must have a valid U.S. Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
New members must be at least 15 years of age or older
CCFCU employees and their immediate family members are eligible to participate but are limited to a maximum of five (5) referrals per employee or household
Cumberland County Federal Credit Union reserves the right to modify or terminate this offer at any time without prior notice