The Quarterly Newsletter - Summer 2025
CCFCU Gives $11,000 in Scholarships to Local High School Students
Cumberland County Federal Credit Union is proud to announce we gave out $1,000 in scholarships to 11 outstanding high school seniors that are planning to continue their studies in the educational field. This initiative is part of our ongoing commitment to supporting students in our communities. CCFCU was started 70 years ago by 7 teachers here in Maine. Our success is rooted in the values these teachers instilled - perseverance, integrity, and a relentless pursuit of excellence.
Recipients were Portland HS – Zayn Albert; Westbrook Vocational – Natalie Chick; Gray New Gloucester HS – Megan Torok; Deering HS – Claudia Muaka; Casco Bay HS – Sander Sam; Bonny Eagle HS – Fatima Al Kinani; Windham HS – Riley Yates; Falmouth HS – Rosie Graceffa; Yarmouth HS – Sophie Scammell; Sacopee Valley HS – Olivia Hodgdon; Lake Region Valley HS – Averie Smith.
Fee Updates Effective August 1, 2025
President’s Message
Summer in Maine has finally arrived, and CCFCU’s summer community events are in full swing. It has been wonderful to see so many members at these community events. Healthy local communities matter. Please say “Hi” and pick up some CCFCU swag if you see us in your community and if you are looking for a loan, we have money to lend. If you are in the market for a mortgage, HELOC, vehicle or RV loan, please give us a call.
Make it a safe and fun summer.
Scott Harriman, President & CEO
IMPORTANT NOTICE – Multi-Factor Authentication ACTION REQUIRED
Multi-Factor Authentication Activation Preparation!
Many of our members have asked about our online banking having more protection with using a one-time password in conjunction with login credentials. We are excited to announce that Multi Factor Authentication (MFA) will be activated later this year!
*Note: If you have already verified/updated your cell number(s), email addresses, and are using version 7.0 or higher in the mobile app, you are ready for our switch to enable MFA and can disregard this notice!
There are 3 Important Areas that need your attention:
Accurate cell numbers & email addresses for ALL owners on ALL your CCFCU accounts. Detailed instructions below!
Mobile App Users MUST be on version 7.0
Open the mobile app and tap the “Home” button on the bottom left. Scroll down to the “Support Center” and you will see the apple icon with your mobile version number. If it is 7.0 or higher, you are good to go! If not, visit the Apple Store or Google Play Store to download the latest version. (Search “Cumberland County Federal Credit Union”)Account Aggregator(s)
Are applications that you have linked to your CCFCU accounts through online or mobile banking to allow you to manage finances from different financial and investment companies within Its ME 247. Only those that are integrated with Plaid (includes MX, formerly known as MoneyDesktop and MoneyMap) will work on Its ME 247 once MFA is enabled. Visit https://plaid.com/ and use the Chatbot if you need to check any account aggregator(s) you may have!
Click Here for FAQs and Instructions
D’Ascanio Named Chairwoman to CCFCU Board of Directors
CCCFCU is proud to announce the election of Alexis “Lucky” D’Ascanio as the new Chairwoman of its Board of Directors. D’Ascanio succeeds Jerry Caruso, who served in the role for 26 years. With over 18 years of leadership experience as the Director of Falmouth Parks and Community Programs, D’Ascanio brings a deep understanding of strategy, financial oversight, and community engagement to her new role. She has served on the Board since 2014 and prior to that served on the Supervisory Committee since 2010 where she remains a board liaison. She has also served on the National Recreation & Parks Association conference program committee, the Maine Recreation & Parks Association, and the New England Parks Association Board of Directors.
“We are thrilled to have Lucky step into the role of Chairwoman,” said Scott Harriman, President and CEO. “Her leadership, vision, and commitment to our mission make her the ideal person to guide our board and help shape the future of our credit union.”
In her new position, D’Ascanio will oversee board activities, support the credit union’s strategic direction, and continue to ensure that CCFCU delivers outstanding service to its members while staying rooted in our communities.
“I am honored to serve as Chairwoman and look forward to working with my fellow board members and the executive team to support the continued growth and success of CCFCU,” said D’Ascanio. “This institution plays a vital role in the financial well-being of our members, and I’m excited to help lead it forward.”
System Maintenance - Sat, Aug 16th at 6am - Mon, Aug 18th at 8am
Cumberland County FCU is undergoing system maintenance. During this time, you will not have access to the following systems:
· Online Banking
· Mobile Banking (includes Mobile Check Deposit/Remote deposit Capture)
· CU*Talk (Audio/Phone Banking)
· Text Banking
· Web Payments
You will continue to have usage-access to the following:
· Your CCFCU VISA Debit Cards & CU24 ATM Cards (Note: Balances will not be displayed on your receipts or on any ATM screen)
· Your CCFCU VISA Credit Cards (Note: Balances will not be displayed on your receipts or on any ATM screen)
· CCFCU’s 7 ATMs will be available to you. These are located at each of our locations in the 1st drive up lanes, and our Falmouth Operations Center also has an additional ATM in the front vestibule.
These ATMs will continue to take check and cash deposits for CCFCU & SURF network cardholders
Note: Balances will not be displayed on your receipts or on the ATM screen.
· Night Depositories will be available.
· Our after-hours VISA Debit Card Call Center
o Respond to fraud alerts
o Report your card lost/stolen
Our plan is to complete the system maintenance and be fully back online by our opening time at 8:30am on Monday, August 18th.
We appreciate your patience while we make these important updates!
CCFCU Expands Field of Membership to Serve Nine Maine Counties
We are excited to announce the expansion of our field of membership to now include nine counties across Maine. This strategic move will allow more Mainers access to affordable financial services and the trusted, community-focused support the credit union is known for. Now residents, employees, and students in the following counties are eligible to join CCFCU: Androscoggin, Cumberland, Franklin, Kennebec, Lincoln, Oxford, Sagadahoc, Somerset, and York. With this expanded membership area, we are well-positioned to grow while staying true to our mission of people helping people.
“This expansion reflects our continued commitment to making financial services more accessible to individuals and families across the state,” said Scott Harriman, President & CEO. “We’re excited to welcome new members into our credit union family and extend the benefits of cooperative banking to more communities.”
