Certificates

Providing value to our members is one of CCFCU’s top priorities. Offering competitive deposit rates is part of that value. CCFCU accounts pay very competitive dividends with the opportunity to earn higher returns with larger minimum balances. With flexible terms and tiered rates, CCFCU is sure to have the right term deposit account for you. View Our Competitive Rates

Lock it up and watch it grow!

Looking for a safe account for your hard-earned savings? CCFCU’s Certificates offer:

  • Security : Individual member funds are insured up to a total of $500,000*. Funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA) and an additional $250,000 privately insured through Excess Share Insurance (ESI) Learn More
  • Fixed Rates : Your rate won’t change for the term of the certificate, giving you steady returns
  • Flexible Terms : We currently offer 6, 9, 12, 24, 36, 48 and 60 month certificates

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IRA Certificates

IRAs give you tax advantages for long-term retirement savings and Certificates give you a fixed rate for the entire term of the deposit. We’ve combined the two to give you more investment options.

CCFCU’s IRA Certificates are one of the safest ways to save for retirement. Our IRA Certificates are insured federally by the National Credit Union Administration (NCUA) and privately through Excess Share Insurance (ESI) for up to a total of $500,000* – federally insured up to the $250,000 by the NCUA and an additional $250,000 privately insured through ESI (Learn More). With a fixed rate for the length of the certificate, IRA Certificates offer steady returns. Plus, as with all of CCFCU’s IRA accounts, there are no maintenance fees.

  • Safe : CCFCU IRA deposits are insured for up to a total of $500,000* – up to the $250,000 by the NCUA and an additional $250,000 through ESI
  • Easy : Convenient automatic renewal
  • Steady Returns : Earn a fixed rate for the term of the certificate

We offer IRA Certificates for the 12 months, 24 months, 36 months, 48 months and 60 months.

Open Yours Today! Contact a Service Specialist!

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Click here for more information about CCFCU IRAs.

 

*All individual share, share draft, and share certificate accounts held by the same member are added together and insured up to $250,000 by the NCUA and an additional $250,000 by ESI, for a total of $500,000. An individual share account is an account owned by one individual without the right of withdrawal by others. Individual accounts are insured separately from IRA and joint owners.

All joint accounts held by the same member are added together and insured up to $250,000 by the NCUA and an additional $250,000 by ESI, for a total of $500,000. Joint accounts are insured separately from individual and IRA accounts.

All IRA accounts held by the same member are added together and insured up to $250,000 by the NCUA and an additional $250,000 by ESI, for a total of $500,000. IRA accounts are insured separately from individual and joint accounts. Learn More