Deposit Rates

CCFCU prides itself on having very competitive rates, so if you’re looking for a great rate, you’ve come to the right place.

The rates and yields appearing in this Rate Schedule are accurate and effective for accounts as of March 25, 2020

Regular Share Certificate Account Rates**

Deposit Amount$ 1 000.00 to $24 999 99$25 000.00 to $74 999.99$75 000.00 or more
TermRateAPY*RateAPY*RateAPY*
6 Month0.70%0.70%0.75%0.75%0.80%0.80%
9 Month0.80%0.80%0.85%0.85%0.90%0.90%
12 Month0.95%0.95%1.00%1.00%1.05%1.06%
24 Month1.20%1.21%1.25%1.26%1.30%1.31%
36 Month 1.30%1.31%1.35%1.36%1.40%1.41%
48 Month1.40%1.41%1.45%1.46%1.50%1.51%
60 Month1.50%1.51%1.55%1.56%1.60%1.61%

IRA Share Certificate Account Rates**

Deposit Amount$1 000.00 to $24 999.99$25 000.00 to $74 999.99$75 000.00 or more
TermRateAPY*RateAPY*RateAPY*
12 Month0.95%0.95%1.00%1.00%1.05%1.06%
24 Month1.20%1.21%1.25%1.26%1.30%1.31%
36 Month1.30%1.31%1.35%1.36%1.40%1.41%
48 Month1.40%1.41%1.45%1.46%1.50%1.51%
60 Month1.50%1.51%1.55%1.56%1.60%1.61%

Saving Account Rates**

Average Daily Balance RateAPY*
$50.00 to $2 499.990.05%0.05%
$2 500.00 to $14 999.990.10%0.10%
$15 000.00 to $39 999.990.15%0.15%
$40 000.00 to $74 999.990.20%0.20%
$75 000.00 or more0.25%0.25%

Money Market Savings Rates**

Average Daily Balance RateAPY*
$2 500.00 to $14 999.990.40%0.40%
$15 000.00 to $39 999.990.45%0.45%
$40 000.00 to $74 999.990.50%0.50%
$75 000.00 or more0.60%0.60%

IRA & HSA Savings Account Rates**

Average Daily Balance RateAPY*
$0.00 to $2 499.990.20%0.20%
2 500.00 to $14 999.990.30%0.30%
$15 000.00 to $39 999.990.40%0.40%
$40 000.00 to $74 999.990.50%0.50%
$75 000.00 or more0.60%0.60%

Money Market Checking Rates**

Average Daily Balance RateAPY*
$4 000.00 to $9 999.99RATEAPY
$10 000.00 or more0.05%0.05%

Club Account Rates**

Minimum Dividend Balance is $5.00RateAPY*
Not Tiered0.10%0.10%

*APY = Annual Percentage Yield

**Early withdrawal penalties may apply. View disclosures for more information.

Regular Share Certificate Accounts Truth-In-Savings Disclosure
IRA & ESA Share Certificate Accounts Truth-In-Savings Disclosure
MMKT, MMKT S/D, Non-Profit S/D, Share Accounts & Club Accounts
 

All rates are subject to change without notice.

If you have any questions, please call CCFCU at 207.878.3441.