IRAs

Is Your Nest Egg Ready For Happy Retirement?

Invest in your retirement!

An IRA can provide valuable tax advantages, adding a golden glow to your retirement savings.

Plus…your funds are secure. Deposit accounts are insured up to a total of $500,000 – federally insured up to $250,000 by the National Credit Union Administration (NCUA) and an additional $250,000 privately insured through Excess Share Insurance (ESI). Learn More

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Exploring Your IRA Options

IRA, Roth, ESA, HSA – Which Is Right For Me?

Saving for your retirement with an IRA may be the first step toward securing your financial future. The next step may be choosing which type of IRA – Traditional or Roth – best meets your needs. Perhaps setting money aside for a child’s education is one of your goals. With high deductible health insurance purchases on the rise, an HSA may be a great addition to your financial portfolio. All CCFCU IRA deposits are insured up to $500,000 – $250,000 through National Credit Union Administration (NCUA) and $250,000 through Excess Share Insurance (ESI). Learn More

Bonus Nationally Certified IRA Specialists On Staff. With all these choices, you’ll be glad to know we have Nationally Certified IRA Specialists on staff to ensure your IRA is handled with the utmost care. 

 

 


 

Traditional IRA

Traditional IRA

A CCFCU Traditional IRA may provide you significant immediate tax savings, and due to the deferral of all taxes on earnings, the power of compound earnings is strengthened. Contributions are tax-deductible if you qualify. Not intended to provide tax advice. Contact a tax professional.

 

 

 

 

 


 

Roth IRA

Roth IRA

CCFCU Roth IRAs offer unique and exciting savings opportunities, and they’ve gotten better over the years. Roth IRAs give many members an easy and safe way to plan for the future. Contributions are allowed at any age and qualified distributions are tax-free. Not intended to provide tax advice. Contact a tax professional.

 

 

 

 

 


 

Coverdell ESA

Coverdell Education Savings Account (ESA)

Seeing a child work toward a college degree is a parent’s dream. But with rapidly escalating costs of higher education, this dream can become a financial nightmare. A Coverdell Educational Savings Account (ESA) can help parents sleep at night. Not intended to provide tax advice. Contact a tax professional.

 

 

 

 

 


 

Balancing Rising Health Care Costs

HSA (Health Savings Account)

Stay on top of rising health care costs with an HSA. With its special tax benefits, a health savings account (HSA) is a valuable tool for setting aside money to pay for medical expenses. Make tax-deductible contributions and enjoy tax-free earnings when you use the assets to pay for qualified medical expenses for you and your family. And because you can use the money in your HSA however you choose, it can serve as a savings tool for your retirement. Not intended to provide tax advice. Contact a tax professional.

 

 

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Additional IRA Information

Growing Your Savings During Every Stage of Life

Rolling Your Way to a Better Retirement

 

 

 

 

 

 

 

 

 

 

Moving Into a Roth IRA

Taking a Closer Look at Roth Eligibility