What If You Could Retire Even Soon Than You Had Thought?
It may be possible with CCFCU! Our nationally certified IRA Specialists can help you get the most from your savings and establish a secure future for yourself and your family.
The wide range of IRAs available at Cumberland County FCU are insured up to $500,000 each and may offer tax advantages.* Plus…your funds are secure. CCFCU IRA deposits are insured up to $500,000 – $250,000 through National Credit Union Administration (NCUA) and $250,000 through Excess Share Insurance (ESI). Learn More
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*Not intended to provide tax advice. Contact a tax professional.
Saving for your retirement with an IRA may be the first step toward securing your financial future. The next step may be choosing which type of IRA – Traditional or Roth – best meets your needs. Perhaps setting money aside for a child’s education is one of your goals. With high deductible health insurance purchases on the rise, an HSA may be a great addition to your financial portfolio. All CCFCU IRA deposits are insured up to $500,000 – $250,000 through National Credit Union Administration (NCUA) and $250,000 through Excess Share Insurance (ESI). Learn More
Bonus – Nationally Certified IRA Specialists On Staff. With all these choices, you’ll be glad to know we have Nationally Certified IRA Specialists on staff to ensure your IRA is handled with the utmost care.
A CCFCU Traditional IRA may provide you significant immediate tax savings, and due to the deferral of all taxes on earnings, the power of compound earnings is strengthened. Contributions are tax-deductible if you qualify. Not intended to provide tax advice. Contact a tax professional.
CCFCU Roth IRAs offer unique and exciting savings opportunities, and they’ve gotten better over the years. Roth IRAs give many members an easy and safe way to plan for the future. Contributions are allowed at any age and qualified distributions are tax-free. Not intended to provide tax advice. Contact a tax professional.
Seeing a child work toward a college degree is a parent’s dream. But with rapidly escalating costs of higher education, this dream can become a financial nightmare. A Coverdell Educational Savings Account (ESA) can help parents sleep at night. Not intended to provide tax advice. Contact a tax professional.
Stay on top of rising health care costs with an HSA. With its special tax benefits, a health savings account (HSA) is a valuable tool for setting aside money to pay for medical expenses. Make tax-deductible contributions and enjoy tax-free earnings when you use the assets to pay for qualified medical expenses for you and your family. And because you can use the money in your HSA however you choose, it can serve as a savings tool for your retirement. Not intended to provide tax advice. Contact a tax professional.
Additional IRA Information
NCUA Electronic Share Insurance Estimator
The NCUA Electronic Share Insurance Estimator is available to help members better understand the protection offered by the NCUSIF. This interactive site allows users to input data to compute the amount of NCUSIF coverage available under different account scenarios.