CCFCU prides itself on having some of the most competitive rates around.
*APY = Annual Percentage Yield. Minimum balance requirement is $1000. All rates are subject to change without notice.
Early withdrawal penalties may apply. If you have any questions, please call CCFCU at 207.878.3441.
The rates and yields appearing in this Rate Schedule are accurate and effective for accounts as of November 1, 2023
Regular Share Certificate Account Rates**
| Deposit Amount | $ 1 000.00 to $49 999 99 | $50 000.00 to $149 999.99 | $150 000.00 or more | | Term | Rate | APY* | Rate | APY* | Rate | APY* |
| 6 Month | 3.75% | 3.82% | 3.85% | 3.92% | 3.95% | 4.02% |
| 9 Month | 4.25% | 4.33% | 4.35% | 4.44% | 4.45% | 4.54% |
| 12 Month | 4.75% | 4.85% | 4.85% | 4.96% | 4.95% | 5.06% |
| 24 Month | 3.85% | 3.92% | 3.95% | 4.02% | 4.05% | 4.13% |
| 36 Month | 3.45% | 3.51% | 3.55% | 3.61% | 3.65% | 3.71% |
| 48 Month | 3.45% | 3.51% | 3.55% | 3.61% | 3.65% | 3.71% |
| 60 Month | 3.55% | 3.61% | 3.65% | 3.71% | 3.75% | 3.82% |
IRA Share Certificate Account Rates**
| Deposit Amount | $ 1 000.00 to $49 999 99 | $50 000.00 to $149 999.99 | $150 000.00 or more | | Term | Rate | APY* | Rate | APY* | Rate | APY* |
| 12 Month | 4.75% | 4.85% | 4.85% | 4.96% | 4.95% | 5.06% |
| 24 Month | 3.85% | 3.92% | 3.95% | 4.02% | 4.05% | 4.13% |
| 36 Month | 3.45% | 3.51% | 3.55% | 3.61% | 3.65% | 3.71% |
| 48 Month | 3.45% | 3.51% | 3.55% | 3.61% | 3.65% | 3.71% |
| 60 Month | 3.55% | 3.61% | 3.65% | 3.71% | 3.75% | 3.82% |
Saving Account Rates**
| Average Daily Balance | Rate | APY* | | $50.00 to $24 999.99 | 0.15% | 0.15% |
| $25 000.00 to $49 999.99 | 0.20% | 0.20% |
| $50 000.00 to $99 999.99 | 0.25% | 0.25% |
| $100 000.00 to $249 999.99 | 0.30% | 0.30% |
| $250 000.00 or more | 0.35% | 0.35% |
Money Market Savings Rates**
| Average Daily Balance | Rate | APY* | | $2 500.00 to $24 999.99 | 1.60% | 1.61% |
| $25 000.00 to $49 999.99 | 1.85% | 1.87% |
| $50 000.00 to $99 999.99 | 2.10% | 2.12% |
| $100 000.00 to $249 999.99 | 2.35% | 2.38% |
| $250 000.00 or more | 2.60% | 2.63% |
IRA & HSA Savings Account Rates**
| Average Daily Balance | Rate | APY* | | $0.00 to $24 999.99 | 0.90% | 0.90% |
| $25 000.00 to $49 999.99 | 1.00% | 1.00% |
| $50 000.00 to $99 999.99 | 1.10% | 1.11% |
| $100 000.00 to $249 999.99 | 1.25% | 1.26% |
| $250 000.00 or more | 1.35% | 1.36% |
Money Market Checking Rates**
| Average Daily Balance | Rate | APY* | | $4 000.00 to $9 999.99 | 0.20% | 0.20% |
| $10 000.00 or more | 0.25% | 0.25% |
Non-Profit Checking Rates**
| Minimum Dividend Balance is $20.00 | Rate | APY* | | Not Tiered | 0.20% | 0.20% |
Club Account Rates**
| Minimum Dividend Balance is $5.00 | Rate | APY* | | Not Tiered | 0.10% | 0.10% |
