Deposit Rates

CCFCU prides itself on having some of the most competitive rates around.

*APY = Annual Percentage Yield. Minimum balance requirement is $1000. All rates are subject to change without notice.
Early withdrawal penalties may apply. 
If you have any questions, please call CCFCU at 207.878.3441.

Regular Share Certificate Account Rates**

Deposit Amount$ 1 000.00 to $24 999 99$25 000.00 to $74 999.99$75 000.00 or more
TermRateAPY*RateAPY*RateAPY*
6 Month3.00%3.04%3.10%3.14%3.20%3.25%
9 Month3.25%3.30%3.35%3.40%3.45%3.51%
12 Month4.00%4.07%4.10%4.18%4.20%4.28%
24 Month3.75%3.82%3.85%3.92%3.95%4.02%
36 Month 3.50%3.56%3.60%3.66%3.70%3.76%
48 Month3.65%3.71%3.75%3.82%3.85%3.92%
60 Month3.75%3.82%3.85%3.92%3.95%4.02%

IRA Share Certificate Account Rates**

Deposit Amount$1 000.00 to $24 999.99$25 000.00 to $74 999.99$75 000.00 or more
TermRateAPY*RateAPY*RateAPY*
12 Month4.00%4.07%4.10%4.18%4.20%4.28%
24 Month3.75%3.82%3.85%3.92%3.95%4.02%
36 Month3.50%3.56%3.60%3.66%3.70%3.76%
48 Month3.65%3.71%3.75%3.82%3.85%3.92%
60 Month3.75%3.82%3.85%3.92%3.95%4.02%

Saving Account Rates**

Average Daily Balance RateAPY*
$50.00 to $2 499.990.15%0.15%
$2 500.00 to $14 999.990.20%0.20%
$15 000.00 to $39 999.990.30%0.30%
$40 000.00 to $74 999.990.35%0.35%
$75 000.00 or more0.40%0.40%

Money Market Savings Rates**

Average Daily Balance RateAPY*
$2 500.00 to $14 999.991.75%1.76%
$15 000.00 to $39 999.992.00%2.02%
$40 000.00 to $74 999.992.25%2.27%
$75 000.00 or more2.50%2.53%

IRA & HSA Savings Account Rates**

Average Daily Balance RateAPY*
$0.00 to $2 499.991.00%1.00%
2 500.00 to $14 999.991.10%1.11%
$15 000.00 to $39 999.991.20%1.21%
$40 000.00 to $74 999.991.30%1.31%
$75 000.00 or more1.40%1.41%

Money Market Checking Rates**

Average Daily Balance RateAPY*
$4 000.00 to $9 999.990.30%0.30%
$10 000.00 or more0.35%0.35%

Non-Profit Checking Rates**

Minimum Dividend Balance is $20.00RateAPY*
Not Tiered0.25%0.25%

Club Account Rates**

Minimum Dividend Balance is $5.00RateAPY*
Not Tiered0.15%0.15%

*APY = Annual Percentage Yield. Minimum balance requirement is $1000. A minimum daily balance of $1000 is required to earn the annual percentage yield. Once a certificate is opened, the rate remains fixed through maturity. Early withdrawal will reduce earnings.

**Early withdrawal penalties may apply. View disclosures listed below for more information.

Regular Share Certificate Accounts Truth-In-Savings Disclosure
IRA & ESA Share Certificate Accounts Truth-In-Savings Disclosure
MMKT, MMKT S/D, Non-Profit S/D, Share Accounts & Club Accounts

All rates are subject to change without notice.

If you have any questions, please call CCFCU at 207.878.3441.