VIP Catalog

Once you join Cumberland County Federal Credit Union, you’ll automatically begin earning VIP Points. These valuable points are redeemable for discounts on credit union services, refunds on fees, and credit union merchandise.

VIP Points accumulate month after month until you want to cash them in for the discounts or rewards of your choice. Track the number of points you’ve earned at a glance when you login to It’s Me 247 Online Banking as well as on your statements.

VIP Points Catalog

You can redeem your VIP Points for these great rewards:
Points Refund or Waiver Rewards*
300 Waive up to $5.00 Foreign ATM Fee
400 Waive 1 Coin Machine Usage Fee per $500
600 Waive 1 SWBC Payment Fee
700 Waive 1 Check Copy Fee
700 Refund 1 Overdraft Transfer Fee
700 Waive 1 Visa Gift or Travel Card Fee
700 Waive 1 Cashiers’ Check Printing Fee
700 Waive 1 IRA/HSA Maintenance Fee
700 Waive $15.00 Shipping Cost for VIP Item
700 Waive 1 Statement Copy Fee
700 Waive 1 Printed Account History Fee
1200 Refund 1 NSF or NonReturn Fee
1200 Waive 1 Deposited Item Return Fee
1200 Waive 1 Hour Reconciliation/Research Fee
1200 Waive 1 Replacement Debit, Credit, or ATM Card Fee
1200 Waive 1 Stop Payment Fee
1900 Waive 1 Wire Transfer Fee – Outgoing Domestic Fee
1900 Purchase 1 Box of Checks**
2200 Refund 1 Late Payment Fee
3200 Waive 1 Wire Transfer Fee – Outgoing International Fee
3700 Reduce 1 Appraisal or Title Fee by $100
(up to 3 times per appraisal or title)
3700 Reduce Annual Percentage Rate-1 New Consumer Loan by 0.25%
(up to 3 times per loan)
Increase Annual Percentage Rate-1 New Share Certificate by 0.10%
(up to 3 times per certificate)


PointsMerchandise Rewards
400VIP Money Bag
500VIP Piggy Bank
500VIP Dual USB Car Charger
1200VIP Campfire Mug
1450VIP Plush Dog
1450VIP Stainless Travel Mug
1450VIP Umbrella
2200VIP Plush Throw Blanket
2700VIP Coleman® Personal Cooler
2700VIP Mag Lite® Mini
4700VIP Coleman® Quad Chair
5200VIP Car Emergency Kit
5200VIP L.L. Bean Duffle Bag
5200VIP Lands’ End Men’s ThermaCheck 200 Fleece
5200VIP Lands’ End Women’s Outrigger Mesh Lined Jacket
5200VIP L.L. Bean Tote
5200VIP Lands’ End Men’s Outrigger Mesh Lined Jacket
5200VIP Lands’ End Women’s ThermaCheck 200 Fleece